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        Thank you for your interest in the Anderson & Ferrin Attorneys at Law, P.A. We look forward to meeting you personally at our office. Call (407) 412-7041 to schedule your consultation.
- Michael & Victoria
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Orlando Bankruptcy Lawyer
Interesting Facts
  • The credit card industry makes over $30 billion in profits each year.
  • Over 80% of divorces are caused by money problems.
  • The average American carries 11 credit cards in his or her wallet.
  • The average credit card balance is $8,000.
  • Credit card issuers can increase your interest rate anytime, for any reason.
  • Almost 50% of credit card issuers use "universal default". This occurs when you are late with a payment, your creditor increases your interest rate to it's "default" rate, and your other credit cards do the same because you are now a "credit risk".
  • People who pay their credit card balances in full every month are considered "deadbeats" by the credit card industry, as they provide very little profit.
  • There are over 1 billion credit cards in circulation today.
  • Americans have increased their credit card debt by more than $600 billion in the past 25 years.
  • Few Americans have saved for retirement; their resources are swallowed up by credit card payments.
  • In 2006 the Commerce Department reported that each month Americans spend 1% more than they earn.

For information regarding our other areas of practice - Criminal Law & Family Law - Click Here

This Web site is not intended to constitute legal advice or the provision of legal services. Material presented on the Law Office of Anderson & Ferrin Web site is intended for informational purposes only. By posting and/or maintaining this Web site and its contents, the Law Office of Anderson & Ferrin does not intend to solicit legal business from clients located in states or jurisdictions where Michael Ferrin and Victoria Anderson or any individual attorney in their firm is not licensed or authorized to practice law. Some links within this Web site may lead to other Web sites. The Law Office of Anderson & Ferrin does not necessarily sponsor, endorse, or otherwise approve of the materials appearing in such Web sites. 

The U.S. Congress has designated us as a Debt Relief Agency. We help people file for Bankruptcy Relief under the Bankruptcy Code.
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